Key benefits

 

 

Trade credit insurance is a means for your business to trade confidently and with less risk. Our infographic below uses a problem-and-solution approach to explain the benefits of this valuable service in greater detail.


​Credit insurance does more than just ensure your invoices are paid. It can help your business succeed by providing the following benefits:
 

SAFER BUSINESS GROWTH

 
Credit insurance gives you the confidence to expand your sales to new and existing customers and markets. It also enables you to sell on open account terms, which can be a major competitive advantage, especially for exporters.
 

THOROUGH CUSTOMER INSIGHTS

 
Our knowledge helps you pick the right customers and make the best decisions for your business. We tell you everything you need to know about your customers, potential customers and marketplace so you can grow with confidence. Our risk information database is a valuable support to your in-house credit management team or program. 
 

OPTIMIZED FINANCIAL RISK MANAGEMENT

 
With a credit insurance policy, you can better control and protect against bad-debt losses. You can use this financial risk management tool to safely explore and develop new markets. Credit insurance also gives you the reassurance that your invoices will be paid even if your customers default, which is critical to protecting your cash flow.
 

BETTER BORROWING AND BANK FINANCING OPTIONS

 
Your business can secure better bank financing and borrowing terms with the security that trade credit insurance provides. Credit insurance lets companies borrow against receivables to obtain a larger loan or more favorable rate. In some cases, your bank or lender may actually require credit insurance in order to qualify for a loan. 

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*Euler Hermes insolvency index