CAP: Coverage when it counts

Extending more credit often goes hand-in-hand with increased risk. That’s why Euler Hermes created CAP—to provide coverage beyond what’s available through your existing Euler Hermes policy—so you can make the most of every sales opportunity.

CAP is a credit insurance product that can be endorsed to your existing Euler Hermes policy, enabling you to purchase additional coverage on credit limits that have been fully or partially declined.


  • Product Features
  • When should you consider CAP?
  • Key benefits
  • Types of CAP Limits

You’ve asked. We’ve listened.

We understand that sometimes you have a need for coverage on higher risk buyers or those buyers for which limited information is available.
With CAP:
  • Both domestic and export markets are covered.
  • Coverage is offered at a competitive fixed price.
  • Coverage is available for as few as 3 months, or as long as you need the limit.
  • Policy deductible is not applied to CAP claims.
  • Policy loss ratio is not impacted by CAP claims.
  • Easy online credit limit requests can be made through EOLIS.
Click here to request CAP now.

 

Do you:

  • Need more coverage on a partially approved or declined limit?
  • Currently have A/R exposure above your approved limit?
  • Have peak season, one-off, or special sales opportunities?
If you answered “yes” to any of these questions, then you may be a good candidate for CAP.
Click here to request CAP now.

 

What's in it for you?

CAP gives you the opportunity to enhance your Euler Hermes policy by offering:

  • Flexibility: Provides options in times of continuing economic uncertainty.
  • Enhanced Protection: Avoid potential loss of taking on additional risk.
  • Convenience: Gives you the ability to consolidate top-up coverage with your existing policy and make speedy coverage requests via EOLIS.
  • Opportunity: Enables strategic trading decisions while maintaining sound financial management.
Click here to request CAP now.

 
You can purchase this additional coverage at a fixed price on a short or long term basis. CAP comes in the form of two types of limits:
  • CAP Limit: For partially approved limits, coverage matches your existing credit limit up to $1.5 million.
  • CAP+ Limit: For declined limits, coverage is available up to $75,000.
Click here to request CAP now.